/* === KULMIYE BANKING — THEME === */

:root {
  --navy: #0B1F2A;
  --navy-mid: #122838;
  --amber: #E8A838;
  --amber-dim: #C4912E;
  --teal: #1A9EAA;
  --sand: #F8F5F0;
  --sand-mid: #EDE8E1;
  --text-dark: #0B1F2A;
  --text-mid: #3D5A6A;
  --text-light: #F8F5F0;
  --text-muted: #8FAAB5;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: 'DM Sans', 'Helvetica Neue', Arial, sans-serif;
  background: var(--sand);
  color: var(--text-dark);
  overflow-x: hidden;
}

/* NAV */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: rgba(11, 31, 42, 0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(232, 168, 56, 0.15);
}
.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 2rem;
  height: 60px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-brand {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--sand);
  letter-spacing: 0.01em;
}
.nav-tagline {
  font-size: 0.72rem;
  font-weight: 500;
  color: var(--amber);
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

/* HERO */
.hero {
  min-height: 100vh;
  background: var(--navy);
  display: flex;
  align-items: stretch;
  padding-top: 60px;
}
.hero-left {
  flex: 1.1;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 4rem 2rem 4rem 4rem;
  position: relative;
  overflow: hidden;
}
.hero-left::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 50% 50%, rgba(26, 158, 170, 0.08) 0%, transparent 70%);
}
.hero-network {
  width: 100%;
  max-width: 420px;
  opacity: 0.9;
}
.network-svg {
  width: 100%;
  height: auto;
  filter: drop-shadow(0 0 20px rgba(232, 168, 56, 0.15));
}
.hero-right {
  flex: 1.2;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 4rem 5rem 4rem 3rem;
  border-left: 1px solid rgba(232, 168, 56, 0.12);
}
.hero-eyebrow {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--amber);
  margin-bottom: 1.2rem;
}
.hero-headline {
  font-family: 'Fraunces', Georgia, serif;
  font-size: clamp(2.4rem, 4vw, 3.6rem);
  font-weight: 700;
  color: var(--sand);
  line-height: 1.08;
  margin-bottom: 1.8rem;
  letter-spacing: -0.01em;
}
.hero-sub {
  font-size: 1.05rem;
  line-height: 1.65;
  color: var(--text-muted);
  max-width: 480px;
  margin-bottom: 2.5rem;
}
.hero-stats {
  display: flex;
  align-items: center;
  gap: 0;
}
.hero-stat { padding: 0 1.8rem; }
.hero-stat:first-child { padding-left: 0; }
.hero-stat-value {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1.6rem;
  font-weight: 600;
  color: var(--amber);
  line-height: 1;
  margin-bottom: 0.3rem;
}
.hero-stat-label {
  font-size: 0.72rem;
  color: var(--text-muted);
  letter-spacing: 0.05em;
}
.hero-stat-divider {
  width: 1px;
  height: 36px;
  background: rgba(232, 168, 56, 0.2);
}

/* PAIN */
.pain { background: var(--sand); padding: 6rem 0; }
.pain-inner { max-width: 1200px; margin: 0 auto; padding: 0 2rem; }
.pain-tag {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 1rem;
}
.pain-headline {
  font-family: 'Fraunces', Georgia, serif;
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.15;
  max-width: 640px;
  margin-bottom: 3rem;
}
.pain-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.pain-card {
  background: white;
  border: 1px solid var(--sand-mid);
  border-radius: 4px;
  padding: 2rem;
  transition: box-shadow 0.2s;
}
.pain-card:hover { box-shadow: 0 8px 32px rgba(11, 31, 42, 0.08); }
.pain-icon {
  width: 40px;
  height: 40px;
  border-radius: 8px;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.2rem;
}
.pain-card h3 {
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.6rem;
}
.pain-card p {
  font-size: 0.88rem;
  line-height: 1.6;
  color: var(--text-mid);
}

/* FEATURES */
.features { background: var(--navy); padding: 6rem 0; }
.features-inner { max-width: 1200px; margin: 0 auto; padding: 0 2rem; }
.features-tag {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--amber);
  margin-bottom: 1rem;
}
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: rgba(232, 168, 56, 0.1);
  border: 1px solid rgba(232, 168, 56, 0.1);
  border-radius: 4px;
  overflow: hidden;
}
.feature-card {
  background: var(--navy);
  padding: 2.2rem;
  transition: background 0.2s;
}
.feature-card:hover { background: var(--navy-mid); }
.feature-number {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 2.2rem;
  font-weight: 300;
  color: var(--amber);
  opacity: 0.5;
  line-height: 1;
  margin-bottom: 1.2rem;
}
.feature-card h3 {
  font-size: 1rem;
  font-weight: 600;
  color: var(--sand);
  margin-bottom: 0.8rem;
}
.feature-card p {
  font-size: 0.85rem;
  line-height: 1.6;
  color: var(--text-muted);
}

/* ARCHITECTURE */
.architecture { background: var(--sand-mid); padding: 6rem 0; }
.architecture-inner { max-width: 1000px; margin: 0 auto; padding: 0 2rem; }
.arch-tag {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 0.8rem;
}
.arch-headline {
  font-family: 'Fraunces', Georgia, serif;
  font-size: clamp(1.6rem, 2.8vw, 2.2rem);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 3rem;
}
.arch-steps {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 2.5rem;
}
.arch-step {
  flex: 1;
  background: white;
  border: 1px solid var(--sand-mid);
  border-radius: 4px;
  padding: 1.5rem;
}
.arch-step-num {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1.8rem;
  font-weight: 700;
  color: var(--amber);
  line-height: 1;
  margin-bottom: 0.8rem;
}
.arch-step h4 {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.4rem;
}
.arch-step p {
  font-size: 0.8rem;
  color: var(--text-mid);
  line-height: 1.5;
}
.arch-step-arrow {
  flex-shrink: 0;
  padding: 0 0.5rem;
  opacity: 0.6;
}
.arch-note {
  font-size: 0.78rem;
  color: var(--text-mid);
  font-style: italic;
  border-left: 3px solid var(--amber);
  padding-left: 1.2rem;
}

/* DIASPORA */
.diaspora { background: var(--navy); padding: 6rem 0; }
.diaspora-inner { max-width: 1200px; margin: 0 auto; padding: 0 2rem; }
.diaspora-content { max-width: 760px; }
.diaspora-tag {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 1rem;
}
.diaspora-headline {
  font-family: 'Fraunces', Georgia, serif;
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 700;
  color: var(--sand);
  line-height: 1.15;
  margin-bottom: 2rem;
}
.diaspora-content p {
  font-size: 0.95rem;
  line-height: 1.75;
  color: var(--text-muted);
  margin-bottom: 1.2rem;
}
.diaspora-cta {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-top: 3rem;
  padding-top: 3rem;
  border-top: 1px solid rgba(232, 168, 56, 0.15);
}
.diaspora-stat-num {
  font-family: 'Fraunces', Georgia, serif;
  font-size: 2rem;
  font-weight: 700;
  color: var(--amber);
  line-height: 1;
  margin-bottom: 0.5rem;
}
.diaspora-stat-desc {
  font-size: 0.8rem;
  color: var(--text-muted);
  line-height: 1.5;
}

/* CLOSING */
.closing { background: var(--sand); padding: 7rem 0; }
.closing-inner { max-width: 900px; margin: 0 auto; padding: 0 2rem; text-align: center; }
.closing-headline {
  font-family: 'Fraunces', Georgia, serif;
  font-size: clamp(2rem, 4vw, 3.2rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.12;
  margin-bottom: 2rem;
}
.closing-body {
  font-size: 1.05rem;
  line-height: 1.7;
  color: var(--text-mid);
  max-width: 640px;
  margin: 0 auto 3rem;
}
.closing-slogans {
  display: flex;
  justify-content: center;
  gap: 3rem;
  flex-wrap: wrap;
}
.closing-slogan {
  font-size: 0.85rem;
  color: var(--text-mid);
  line-height: 1.6;
}
.closing-slogan span {
  font-weight: 600;
  color: var(--navy);
  display: block;
  font-size: 0.72rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 0.25rem;
}

/* FOOTER */
.footer { background: var(--navy); padding: 2.5rem 0; border-top: 1px solid rgba(232, 168, 56, 0.1); }
.footer-inner { max-width: 1200px; margin: 0 auto; padding: 0 2rem; text-align: center; }
.footer-brand {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  font-family: 'Fraunces', Georgia, serif;
  font-size: 1rem;
  font-weight: 600;
  color: var(--sand);
  margin-bottom: 0.8rem;
}
.footer-tagline {
  font-size: 0.82rem;
  color: var(--text-muted);
  margin-bottom: 0.5rem;
}
.footer-legal {
  font-size: 0.72rem;
  color: rgba(143, 170, 181, 0.5);
  letter-spacing: 0.05em;
}

/* RESPONSIVE */
@media (max-width: 768px) {
  .hero { flex-direction: column; min-height: auto; }
  .hero-left { padding: 3rem 2rem; }
  .hero-right { padding: 2.5rem 2rem; border-left: none; border-top: 1px solid rgba(232,168,56,0.12); }
  .hero-stats { flex-wrap: wrap; gap: 1.5rem; }
  .hero-stat-divider { display: none; }
  .pain-grid { grid-template-columns: 1fr; }
  .features-grid { grid-template-columns: 1fr; }
  .arch-steps { flex-direction: column; }
  .arch-step-arrow { transform: rotate(90deg); }
  .diaspora-cta { grid-template-columns: 1fr; }
  .closing-slogans { flex-direction: column; gap: 1.5rem; }
}
@media (max-width: 480px) {
  .nav-tagline { display: none; }
}